Compliants Management Framework
In the interest of our clients, we have implemented a complaints management framework. This ensures that any complaint that you may have will be dealt with fairly and speedily and by competent staff. Given the complexity of the financial services environment, we will only be in a position to accept responsibility for such complaints as pertain directly to our service to you. In all other matters, we will endeavour to facilitate complaints that you may have by directing them to the most appropriate facility. In the event of a complaint not being handled to your satisfaction by us, then you will have recourse to the Ombud, or such other recourse as may be advised by your attorney.
Should you require a copy of the complaints policy and procedure click on either of the documents below:
If you are dissatisfied with the outcome of your complaint, you may lodge a complaint with the Ombudsman for Financial Services Provider (FAIS Ombud). The FAIS Ombud may be contacted at the following address:
P O Box 74571, Lynwood Ridge, 0040
Tel: +27 12 470 9080/+27 12 762 5000
Fax: +27 12 348 3447/+27 86 764 1422
E-mail: info@faisombud.co.za
Conflict of Interest Policy
Kumkani Financial Services is an authorized Financial Services Provider (“FSP”) in terms of Financial Advisory and Intermediary Services Act 37 of 2002 (“FAIS”). As required by FAIS, as set out in Board Notice 58 of 2010, we must implement and maintain a Conflict of Interest Management Policy. Kumkani Financial Services is committed to providing financial services to clients, with integrity, honesty, transparency and in a manner that always put our client’s interests first. Our conflict of interest policy is available below:Privacy Policy
At Kumkani Financial Services we respect your privacy, and value your trust. We’ll always do our best to protect your information. In this policy, we tell you how we collect, use, disclose retain and protect your personal information as required by the Protection of Personal Information Act (POPIA) and other relevant laws and regulations. The Privacy Policy applies to our website, applications, forms, documents, products or services.Promotion of Access to Information Manual
Under the Promotion of Access to Information Act 2000 (“PAIA”), private companies are required to grant access to records they hold if those records are required by the requestor to exercise or protect any legal right the requestor enjoys under the law. Kumkani Financial Services have published a manual as required by s51 of PAIA.
Treating Customers Fairly (TCF) Policy
The overriding principle central to our culture is that clients come first. Kumkani Financial Services is committed to the fair treatment of all clients. We are a client centric business with the end customer being at the forefront of all decisions. Our TCF policy can be accessed below:Professional Indemnity Insurance
Kumkani Financial Services has Professional Indemnity Insurance underwritten by AON.